Oso Creek Financial is based in Irvine, California. Whether you’re buying a home in Orange County, refinancing an investment property in Southern California, or looking for specialized Non-QM financing, Mark Stillman and his team are here to help.
The Orange County real estate market is one of the most competitive in the country. Home prices routinely exceed conventional loan limits, which means a lot of buyers here need jumbo financing, creative solutions, or both. At the same time, Irvine has a large population of self-employed professionals, executives, and real estate investors who often can’t qualify through traditional channels.
Mark Stillman has been serving Orange County borrowers since 2003. He understands the local market, the lenders that perform well here, and how to structure loans that close on time in a fast-moving environment.
competitive rates for qualified CA buyers
financing above conforming limits for high-value OC properties
low down payment options for buyers with 580+ credit
$0 down financing for eligible veterans in CA
for self-employed Orange County borrowers
investor financing for CA rental properties
for retirees and high-net-worth OC buyers
for active CA investors
office, retail, and multifamily in CA
