California has one of the most diverse real estate markets in the country — and one of the most complex mortgage landscapes. From affordable inland neighborhoods to multimillion-dollar coastal properties, Oso Creek Financial offers financing solutions across the full spectrum of the California market.
The Orange County real estate market is one of the most competitive in the country. Home prices routinely exceed conventional loan limits, which means a lot of buyers here need jumbo financing, creative solutions, or both. At the same time, Irvine has a large population of self-employed professionals, executives, and real estate investors who often can’t qualify through traditional channels.
Mark Stillman has been serving Orange County borrowers since 2003. He understands the local market, the lenders that perform well here, and how to structure loans that close on time in a fast-moving environment.
(statewide)
for properties above conforming limits in LA, OC, Bay Area, and beyond
including higher limits in high-cost CA counties
for eligible CA veterans statewide
for CA's self-employed population
for CA rental property investors
for retirees and high-net-worth CA borrowers
for active investors in CA markets
for freelancers and contractors throughout CA
for international buyers investing in CA real estate
CA office, retail, multifamily, industrial
