Mortgage Broker in Austin, TX

Oso Creek Financial serves Austin, Texas and the surrounding Central Texas market. From first-time homebuyers in Round Rock and Cedar Park to real estate investors adding properties across the Austin metro, Mark Stillman brings California-quality mortgage expertise to the Texas market.

Why Austin Borrowers Work with Oso Creek Financial

Austin is one of the fastest-growing real estate markets in the country. The influx of tech companies, entrepreneurs, and professionals has created a diverse borrower base — many of whom have complex income that traditional lenders struggle to underwrite. At the same time, the pace of the market demands a lender who can move quickly and communicate clearly.

Oso Creek Financial maintains a local presence in Austin at our Balcones Drive office, and we’re licensed to serve borrowers throughout Texas. We offer the same full range of loan programs here that we do in California — including Non-QM, investor, and commercial solutions that many Texas lenders simply don’t offer.

Loan Programs Available in Austin and Throughout Texas

Conventional Loans

competitive rates for qualified TX buyers

Jumbo Loans

financing for Austin's higher-end properties

FHA Loans

accessible financing for Austin-area first-time buyers

VA Loans

$0 down financing for Texas veterans

Bank Statement Loans

for Austin's growing self-employed and entrepreneur population

DSCR Loans

investor financing for Texas rental properties

1099 Loans

for tech contractors, consultants, and commission earners

Fix & Flip and Bridge Loans

for Texas real estate investors

Commercial Real Estate

multifamily and commercial properties across TX